Everyone legally working in the UK are entered in a special Worker Registration Scheme. This obliges them to pay contributions of the insurance – National Insurance Contributions, and thus they can use from the National Health Service. Practically it looks the same in the case of self-employed people. They also pay health contributions.
Every insured person at the beginning of the insurance period, should choose a family doctor in the village, where he/she currently lives – General Pratitioner. If he works within the national health service, the service will be totally free. Of course, nothing stands in the way we sign up for a private doctor, but we will be obliged to pay a fee every time you would benefit from the service. The general practitoner gives us help in case of current affairs, and to refer to individual professionals (except ophtholmogist and dentist). It should be noted that to certain practitioners you must wait even a few months.
Are you satisfied with the free health care?
Free medical care does not include an ophthalmologist, and thus the visual inspection and selection of glasses, as well as it does not include a dentist. The latter under the NHS is paid, albeit it costs much less than we would have gone private. Finding a dentist, who has free place on the NHS is little short of miraculous. Dental care is free for pregnant women and people under 18 years of age.
There is a group of people in England, who does not pay for any medical services. These include pregnant women, and for twelve months after birth, children under the age of sixteen, pupils or students uner the nineteenth years old, as well as people over sixty years of age.
People, who are in the UK temporarily, or only as tourists, should buy the European Health Insurance Card. The completed application on its receipt must be submitted to the Regional Department of the Fund. With this card you will have the opportunity to free or partially free state health care in the country in which you are staying. With this document, you have exactly the same rights as a person working legally in the UK and having health insurance.
Finally, I want to emphasize that in order to increase savings from buying insurance online, you should immediately benefit from the cashback websites. We can get discount in the amount of dozens of pounds. So before you decide to buy insurance, check for available discounts.