The system itself has a name – “Benefit adviser” and allows you to check what benefits should go to the person. Thanks to the powerful options, you can also calculate the approximate amount of benefit. Of course, to properly use the simulator you need information, which is addressed to the employment, earnings, savings and expenses.
You can also calculate the approximate value of the benefits that should go the person or check out what benefits should go to the person in a particular situation. Today, I will address and explain the most popular benefits in the UK.
Use an independent benefits calculator to find out: what benefits you could get, how to claim and more.
Benefits in the UK
– Firsty, I will decrible „Child Benefit”. It is a tax-free amount of money (benefits per child in the UK), by which you must apply for your child. Usually, the money is paid every four weeks, but sometimes it can be paid weekly. We qualify to receive Child Benefit if: the child is less than 16 years and has more than 16 years old and learns, or is on the training. You should therefore check whether the type of education qualifies for Child Benefit. When our child is 16 or 17 years and does not study or does not train within the type of education that are eligible for Child Benefit, he/she must work, study or be on the training, which is approved by the relevant institutions. You can apply for the benefits for the child in the UK, even if your child does not live with us. In this case we get Child Benefit if: we finances to keep the baby and person bringing up a child does not receive Child Benefit. You can get money even if you are not a parent of a child, but you are responsible for her/him.
– Attendance Allowance (AA) is another attendance allowance. It is characterized by the fact that it is free of tax and it is designed for people, who are at least 65 years and who require care due to disability. This allowance should go to physically or mentally disabled people. These benefits apply even to people having academic problems, or disabled to a degree that makes that they require care or supervision, or to people who at the time of application have 65 years old or more. Our savings and revenue should not normally affect the amount of care allowance of this type.
– Further Benefit in the UK is a Bereavement Payment – a funeral grants. In life it happens that what each of us does not think that is the death of a partner or spouse. In the UK often we do not know what help we can expect and where to ask for this assistance. Therefore, a grant of this type in the amount of 2,000 GPB is entitled to us if your spouse or partner has died and the following conditions are met: the deceased has paid National Insurance contributions, or the death occurred due to work, or at the time of death of the partner you did not reach retirement age or at the time of death he/she was not entitled to a state pension allowance of category A.
– Carer’s Allowance is a benefit for carers, these benefits help the carers of people with disabilities. To receive benefits you do not need to be their relatives or flatmates. To get Carer's Allowance for the carers you must: complete 16 years, for 35 hours a week take care of a person, who is in our care, a person should get any of the following benefits: attendance allowance, disability allowance to cover the cost of personal care, nursing allowance for people needing constant care or benefit for people needing constant care at a basic rate (all day) paid together with the allowance for disabled soldiers.
– Housing benefit is anothe benefit in England, which should be given to a person with low income – no matter if you work and whether we need help in paying rent or its part. With this option, you can qualify for a housing allowance.
– Council Tax is a local tax on real estate. If we live with another adult who is not our partner, and who also has low income, we can attempt to further the so-called Second Adult Rebate. People with profound mental retardation – eg. Alzheimer's disease and people under 18 years of age, as well as learners in full-time cannot attempt to this benefit. If we get the benefits of this, we cannot exceed 16 000 pounds (savings), unless we have 60 years old or more and we receive a Pension Credit (the guaranteed – Guarantee Credit)..
– Child Tax Credit is benefit that you can get for each child if they are under 16 years of age or under 20 years old, but has a training course approved by the relevant authorities, which shall be subject to the benefits to the child in the UK. We get for each child who qualifies for the Child Tax Credit and does not affect Child Benefit. How much can you get? It depends on the circumstances – you can take advantage of the tax credit calculator to calculate future money.
– Income Support is an income benefit that is financial assistance for people with low incomes who do not have to register as unemployed. Entitlement to benefit and its amount depends on the individual circumstances of the person. People eligible for the allowance must meet all conditions: be between over 16 to the age in which we acquire rights to receive compensate for retirement – Pension Credit. You should have a low income, working less than 16 hours a week, not study in a full time, not collect unemployment benefits Jobseeker's Allowance or benefit for people with disabilities unable to work. Our savings have to be less than £ 16,000, and you have to live in the UK.
– Benefits in the UK, which are quite popular is also a War Widow's or Widower' s Pension. It is simply a pension for widows and widowers of veterans of war. They are free of tax benefits to which we may be entitled, if our spouse died as a result of service in the Armed Forces of Her Majesty or in time of war. UK benefits of this type can be obtained when we met any of the following conditions – if our partner has died as a result of service in the Armed Forces of Her Majesty before 6 April 2005, was a civil defense volunteer who died as a result of the war in the years 1939 or 1945, was also a sailor on the ship, a member of the auxiliary maritime services, and his death was a direct consequence of wounds acquired during the war, or was captured as a prisoner of war. We can be able to claim to the benefit when our partner died as a result of service as a member of the Polish Armed Services under British command or as a member of the Polish Resettlement Forces, or at death, when he received attendance allowance for those in need of constant care within the pensions of war. And also, when he received a pension for war invalids at the rate of 80% or more and received a monthly allowance for incapacity for work and for serving after 6 April 2005 the financial assistance offered by the programme of the Armed Forces Compensation.
That is enough about that concerns our lead word – benefits in the UK. I hope I was able to help you and explain a few interesting benefits. There are a lot of benefits in England and it is worth to visit on the government webside and see if some can be entitled to us.
NOTE: I present private opinions and I am not responsible for the readers' decisions. I always try to present current information but may no longer be up to date. Therefore, before making a decision, please verify them and consult a licensed financial adviser.
Hey! My name is Radek and I work hard in England everyday and the thought that I will be able to retire after 68 years is not in my favor. That is why I will prove that it is possible at the age of 55 or maybe earlier. See on this blog how I want to achieve this.